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Questions to Ask before Investing Online or Elsewhere We are faced with so many investment choices today, it Is sometimes difficult to decide which investment will best serve our purpose; as well as which investments are the safest, while giving us the best bang for our buck. While not specifically indicating particular investments, I want to give you the appropriate guidelines in determining which investment is best suited for you. Are you happy with the current 1% - 2% a year that most financial institutions are offering? Or does a higher rate of return appeal to you? There are investment opportunities that do offer a higher rate of return with limited risk. However, .. more»

The duty of your asset management company is undoubtedly to make a proper management of your business' reserves - better known as assets - but there are several other things that the asset management company must look into. Let us look into the duties that an asset management company is supposed to perform: - The first and primary duty is to keep and maintain a record of all the physical assets of the client's company. The most obvious assets to look into are the property and the finance of the company, but they must also look into .. more»

The Council of Mortgage Lenders (CML), British Bankers' Association (BBA) and the Building Societies Association (BSA) have all released their latest lending information today, with the CML suggesting consumer attitudes to loans are very different to those noted by the BBA and BSA. According to the BSA, lending in June was impacted by higher interest rates following the decision by the Bank of England's monetary policy committee (MPC) to raise the base rate of interest a number of times this year. Both January and May saw 0.25 per cent rises in the interest rate, something that added to the continuation of sluggish summer lending. "The slow start to the summer has continued", said Brian .. more»

The Effects of Financing Deficit on Leverage Choice of Quoted Firms In A Developing Economy: The Nigerian Experience                    ONWUMERE J.U.J Ph.D                    OKOYEUZU CHINWE     ABSTRACT:   This paper examines time-series patterns of external financing decisions consistent with the pecking order theory. Emerging  markets provide an excellent  laboratory to test the  explanatory power of financing deficit given the under developed markets for corporate control.The adverse selection problem of external financing automatically leads to the standard pecking order in which debt dominates equity.we run a regression with a firm's change in debt as the  dependent variable and its financing  deficit as explanatory variable.  we control for other determinants of debt issuance. Controlling for other determinants of debt .. more»