E Tools 4 All

What may have started as an honest attempt to save the Nigerian banking industry is gradually degenerating into a major economic crisis. The Central Bank of Nigeria’s (CBN) daring move which saw the sudden sack of five bank Managing Directors  have left the Nigerian economy with serious collateral damage that will task the economic management skills of the apex bank.     From all indications the CBN attempt to isolate and safe the five banks by pumping in N420 billion (.6 billion) and a installing a new management may not really end up saving the banks. It will just keep them alive to absorb more money from the apex bank which has .. more»

A person that applies for a secured loan is on the lookout for financing by securing his personal assets against the loan as collateral. This helps the banker feel secure if, in the event of default, the banker has something to collect from the individual. The collateral is generally some form of major asset such as a house, car, or major jewelry. The key to the collateral is that it needs to be worth something, and be a true asset. For example, if there are payments still due on a car, the customer does not own it outright and may not be allowed to use it as collateral. There are several issues .. more»

Banking Industries & Customer Satisfaction.: Yesturday and Today. Prof. Vinayak. Gopal. Patil, Lecturer, Yadavrao Tasgaonkar School of Business Management, Bhivpuri Road, Karjat.  Why marketing of bank services ? As banks are the most important institution in the chain of financial system of any country, it plays vital role in the financial sector not only in terms of turnover, profit and employment but also it impact of all spheres for the economy.  It has been said that the satisfaction and expectations moves together.  With the changing scenario the expectations and needs of the customers are also changing.Gone those days where the banking customers were belongs to performing the function which was limited utp only deposit and withdrawal only .. more»

Anyone needs knowledge and expertise to manage money and asset management refers to managing money for individuals through stocks, bonds and cash equivalents etc. In fact, the asset management system has sprung from maintenance management system which aims to optimize asset use. Generally, the principles of asset management apply equally to all physical assets such as infrastructure, property, heritage, plant and equipment and asset management solutions can be utilized for that. Its strategy depends on financial aspects of ownership such as calculating the entire cost of ownership, depreciation, licensing, maintenance and insurance. Varying with the kind of an asset management strategy a firm or an .. more»